Terms & Conditions

The website www.yourmortgagedecisions.com is operated by Your Mortgage Decisions Ltd with its headquarters at 78 - 80 Portsmouth Road, Surbiton, Surrey, KT6 5PT (FCA No. 459763).

This is a general and freely available site and the information does not constitute professional mortgage advice on any particular matter. Whilst the information is believed to be valid for the purpose of general information, Your Mortgage Decisions Ltd cannot be held responsible for the outcome of actions based on the information. In the case of a specific mortgage problem, professional advice must be sought from your main contact at Your Mortgage Decisions Ltd.

If you are not a client of the firm please send an email to info@yourmortgagedecisions.com and we will pass your enquiry to the right person(s).

E-mail to and from Your Mortgage Decisions is automatically scanned for computer viruses and for unacceptable content.

Intellectual property

We own copyrights in this site and in all material published on it. These are protected by copyright laws and treaties around the world. All our rights are reserved.

You may print off one copy of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted. Our status as the authors of material on this site should always be acknowledged.

If you wish to make any use of material on our site other than that set out above, please address your request to info@yourmortgagedecisions.com.

Accessing our website

Access to our site is permitted on a temporary basis and we reserve the right to withdraw or amend access to the service without notice. You are responsible for arranging access to our site. You are also responsible for ensuring that anyone else accessing the site through your internet connection is aware of these terms and that they comply with them.

We update our website regularly and so may change the content at any time. If the need arises, we have the option to suspend the site or to close it indefinitely.

Linking to our website

You may link to our home page, provided you do so in a way that is fair and legal and which does not damage our reputation or take advantage of it. In particular, you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. Our site must not be framed on any other site, nor should you establish a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. You consent to such processing and you warrant that all data provided by you is accurate.

Jurisdiction and applicable law

The English Courts will have non-exclusive jurisdiction over any claim arising from or related to a visit to this website. English Law will apply to these terms and conditions. Proprietary Marks "yourmortgagedecisions.com" and the Your Mortgage Decisions logo are proprietary marks of Your Mortgage Decisions Ltd and all rights are reserved.

Variation of these terms

We reserve the right to change these Terms and Conditions from time to time by posting a change notice or any new agreement on our website. The version of the Conditions that apply is the version in force on the day of your use of any particular part of the site. It is your responsibility to check the website regularly to determine whether these Terms and Conditions have been changed.

Your concerns

If you have any concerns about material that appears on our site please contact info@yourmortgagedecisions.com.

Tools

Before making any business or personal decision relating to a mortgage you are advised to speak to one of our specialist mortgage advisers.

Each of the tools on our site is provided for general guidance only. You should not rely on the tools in making any business or personal decisions and the firm cannot accept any responsibility for any losses occasioned by the use or misuse of those tools.