Privacy Policy

For the purpose of the Data Protection Act 1998 ("the Act") the data controller is Your Mortgage Decisions, 78-80 Portsmouth Road, Surbiton, Surrey. KT6 5PT.

Information collected

We collect the following data from you:

• Information that you provide by filling in forms on our site. This includes information provided at the time of registration or at the time of posting material or requesting further services.

• Information about your computer including, where available, your IP address, operating system and browser type.

• Information about your internet usage obtained using a cookie file that is stored on the hard drive of your computer.

Uses made of the information

We use information held about you in the following ways:

• To ensure that content from our website is presented in the most effective manner for you and for your computer.

• To provide you with information and services that you have requested from us.

• To allow you to participate in interactive features of our service where you have chosen to do so.

• To help us understand what services and information you are most interested in.

• To notify you about changes to our service.

In accordance with the Data Protection Act 1998, Your Mortgage Decisions does not pass on any information to third parties except where this is explicit - for example where details are recorded for an event being held with a third party.

You have the right to request us not to send such information or to pass information to third parties for such purposes. You can exercise that right by contacting info@yourmortgagedecisions.com You may also refuse to accept cookies by de-activating the "remember me on this computer" at the bottom of the relevant pages or the setting on your browser, which allows you to refuse the setting of cookies.

Accessing and updating your information

The Act gives you various rights including the right to access information held about you. Your right to access can be exercised in accordance with the Act. You may request a copy of the information that we have about you at any time by contacting info@yourmortgagedecisions.com or writing to Your Mortgage Decisions, 78-80 Portsmouth Road, Surbiton, Surrey. KT6 5PT.

Security Information

We store personal information on secure servers with access limited to authorised personnel. We will not release personal details to third parties and we may request proof of identity before we will release the information to you.

Questions about this privacy policy can be addressed to info@yourmortgagedecisions.com.

Data Protection Statement

The information you have provided is subject to the data protection act 1998 (the "Act"). By completing this online document you consent to us or any company associated with us (such companies include, for the avoidance of doubt, Your Mortgage Decisions Ltd and any member of its group and/or companies, persons or entities of any nature whatsoever with which it is associated or allied from time to time. Including estate agent or other party you were introduced by.) We retain the right to process both manually and by electronic means, your personal data for the purposes of providing data, transferring it to other companies associated with us, product providers, the FSA or any other statutory, governmental or regulatory body for legitimate purposes including, where relevant, to solicitors and/or other debt collection agencies for debt collection purposes and carrying out operations in the information or data.

We may also contact you or pass your details to other companies associated with us to contact you (including by telephone) with details of any other similar products, promotions or for related marketing purposes in which we think you may be interested.

The information provided may also contain sensitive personal data for the purposes of the "act", being information, as to your physical or mental health or condition; the commission or alleged commission of any offence by you; any proceedings for an offence committed or alleged to have been committed by you, including the outcome or sentence in such proceedings; your political opinions, religious or similar beliefs, sexual life; or your membership or a trade union.
If at any time you wish us or any company associated with us to cease processing your personal data or sensitive personal data, or contacting you for marketing purposes, please contact the data protection officer in writing at this address: Your Mortgage Decisions, 78-80 Portsmouth Road, Surbiton, Surrey. KT6 5PT.

You may be assured that we and any company associated with us will treat all personal data and sensitive personal data as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction of personal data held by us. You may be charged a fee (subject to the statutory maximum) for supplying you with such data.